Georgia State University, Human Resources, New Employee Benefit Orientation

Human Resources, Benefits Office, Tel: 404-651-3324, 3rd Floor, One Park Place South

New Employee Benefits Information

VOLUNTARY TERM LIFE INSURANCE - CIGNA

Category	Employee	Spouse/Domestic Partner	Child
Who is eligible?	Active regular faculty or staff working half-time or more	Can apply whether employee applies or not Maximum age 70	Minimum 14 days old; Limiting age 19-25 must be full-time student. Employee or spouse must be covered.
Coverage	Units of $10,000 Maximum $500,000	Units of $10,000 Maximum $150,000	Units of $2,000 Maximum $10,000 Under 6 months $500
Guaranteed Amount	$100,000	$10,000	$10,000

COST

AGE

Employee

Spouse/Domestic Partner

Child

<20

$ .80

$ .70

$ .50 per $2000 coverage.

One premium insures all eligible children.

20-24

.90

.80

25-29

1.00

.85

30-34

1.10

.90

35-39

1.40

1.20

40-44

2.10

1.80

45-49

3.50

2.85

50-54

5.90

4.75

55-59

9.50

6.80

60-64

14.00

11.10

65-69

21.00

15.70

70 +

29.40

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Plan Features

If currently insured, medical underwriting will not be required for one benefit level increase ($10,000) up to group guaranteed amount. All other applicants must complete an evidence of insurability form. Waiver of premium if you become totally disabled. Extended death benefit if you are totally disabled; accelerated death benefit if diagnosed with a terminal illness.

Enrollment form: http://www.gsu.edu/~wwwhre/benefits/EnrollmentForms/CIGNATermLife.pdf

For more information, Click here.

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