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| Healthcare | Dental | Vision | Life Insurance | Disability |Long Term Care Insurance | Section 125 |

Disability

Short Term Disability: This voluntary plan allows you to receive a benefit if you are ill or injured and unable to perform your job for at least 15 days, up through 13 weeks. The benefit covers 60% of your salary (up to a maximum weekly benefit of $600). You pay the full cost for this program. If you apply at any time other than at your time of hire, including during the annual Benefits Open Enrollment period, acceptance is contingent upon your providing evidence of insurability.

Short Term Disability Plan Documentation

Long Term Disability: This voluntary plan allows you to receive a benefit if you are ill or injured for an extended period and unable to work. You may receive 60% of your salary (up to a monthly benefit of $7,500) after you have been out of work for 90 days. Benefit levels may be adjusted for other income such as retirement or Social Security disability benefits. You pay the full cost for this program. If you apply at any time other than at your time of hire, including during the annual Benefits Open Enrollment period, acceptance is contingent upon your providing evidence of insurability.

Class 2 Long Term Disability Coverage

Please refer to New Employee Benefit Booklet for more information.