| Gross Pay | Mandatory Deductions | Elective Deductions |

Deductions are made for programs or services that you choose to participate, or they can be required by state or federal laws These deductions can be taken either before or after taxes are applied to your pay.

Elective Deductions

GSU employees may choose from a variety of benefit plans, charitable giving opportunities and transportation needs. Many of the benefit plans are pre-taxed, meaning the premiums are withheld after taxes have been calculated. The result is savings to the employer as well as the employee. All elected deductions are for benefit-eligible employees only. Temporary or part-time employees are not eligible to have any of the following deductions withheld from their pay.

Health Insurance
Pre-tax for federal and state withholding and social security

• Blue Choice
• Kaiser Foundation
• Board of Regents Medical Insurance (Indemnity)
• Board of Regents PPO

Dental Insurance
Pre-tax for federal and state withholding and social security

• Board of Regents Dental Plan
• Metropolitan Life Insurance Dental Plan

Vision Care
Pre-tax for federal and state withholding and social security

• Spectera Vision

Life Insurance
Post Tax

• Board of Regents Supplemental Life
• Cigna Voluntary Term Life
• Dependent Voluntary Term Life
• Dependent Life Insurance

Accidental Death and Dismemberment
Post Tax

• Accident Insurance

Disability Insurance
Post tax

• Long Term Disability
• Short Term Disability

Supplemental Retirement Plans
Pre-tax for federal and state withholding only

• 403 B Plans
  
• American Century
• Fidelity
• Janus
• Lincoln National
• Nationwide
• TIAA Cref 2089-RA
• TIAA Cref 2089-SRA
• USAA Life Insurance Co.
• VALIC
• Vanguard Fiduciary Trust Co.
  
  
• 457 Plans
  
  • TIAA
    
  • VALIC

Transportation
Pre-tax for federal withholding and social security withholding (not state withholding)

• MARTA Pass
• Parking
• Transportation Reimbursement

Flexible Spending Accounts
Pre-tax for federal and state withholding and social security withholding

• Dependent Care Spending
• Medical Care Spending

Other Deductions
Post-tax

• GSU Federal Credit Union
• U.S. Savings Bond
• TIAA 529 College Savings
• Recreation Center Membership fee
• GSU Foundation
• State Charitable Contribution (United Way)
• American Associate of University Professors

| Gross Pay | Mandatory Deductions | Elective Deductions |